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Florida Condo EV Chargers: Implied Easements and Board Risks

This episode breaks down a Florida condo board’s missteps after denying an EV charger request and explains the statutory implied easement owners may have for charging installations. It also covers a practical approval framework, including capacity studies, recorded covenants, separate metering, and insurance protections to avoid costly disputes.


Chapter 1

The Implied Easement and the Panel Capacity Panic

Maya Bennett

Imagine walking out to your assigned parking spot in a 120 unit high rise condo in St. Petersburg, ready to plug in your brand new electric car, only to find a formal cease and desist letter taped to your windshield. This actually happened because a board panicked. They flatly denied an owner's architectural request for a Level 2 charger, calling it an unauthorized alteration of the common elements, and claiming the car would, uh, basically drain the entire building's electrical grid. But here is the thing, that board was running headfirst into a massive legal brick wall.

Maya Bennett

Under Florida Statute Section 718.113, subsection 8, a condominium board cannot prohibit a unit owner from installing an EV charging station in their limited common element or exclusively designated parking space. The law does not just say you have to let them do it, it actually grants an automatic, and I quote, implied easement across the common elements to run the necessary conduit. So, that defensive instinct to just say no because it crosses a common wall? Yeah, that is a fast track to a very expensive lawsuit. But wait, the board's fear about the grid? It is not entirely made up, even if their legal reasoning was completely wrong.

Maya Bennett

There is a real, hidden technical bottleneck here, and I call it the first come, first served capacity trap. Picture this. The first three owners in the building get their charger permits approved, no problem. The local electrical panel in the garage has just enough juice to support them. But then, owner number four comes along. Suddenly, the panel's capacity is fully exhausted. To get that fourth charger online, the building needs a massive infrastructure upgrade, a new transformer, heavy duty wiring, the works. And that bill? It is a staggering twenty-five thousand dollars. Under the law, who pays for that? The fourth owner. It is a massive equity issue that leaves the early adopters getting a free ride while the latecomers face financial ruin just to charge their cars.

Maya Bennett

As managers and board leaders, we have to move away from that instinctive knee jerk rejection of new technology. It just creates immediate liability. Instead, we need to shift our mindset from defensive rejection to structured, code compliant accommodation. That is how we actually protect the association's physical assets while keeping ourselves out of court.

Chapter 2

The Six Step EV Charging Agreement

Maya Bennett

So, how do we actually do this without the grid collapsing or the board getting sued? We transition from chaos to a structured, six step approval framework using Florida's own statutory safeguards. First, you have to verify the space and the routing. Do not just let an owner's cousin run some wires. Require a professional load calculation and a physical conduit path diagram drafted by a licensed, registered electrical contractor. No exceptions.

Maya Bennett

Second, and this is where most boards completely drop the ball, you must draft and record a formal EV covenant. I see this mistake all the time. A board approves an EV charger using a standard, generic ARC form. That is a disaster waiting to happen. A standard architectural approval does not bind the next buyer. If that owner sells their unit, the new buyer inherits a non conforming charger and has absolutely no legal obligation to maintain it, insure it, or pay for its removal. You need a specialized covenant, drafted by your association attorney, recorded in the county public records against the unit deed. It must explicitly state that the current owner, and all future buyers of that unit, are solely responsible for the maintenance, repair, and eventual removal of that charger.

Maya Bennett

Third, let us talk about the utility bills. You absolutely must establish embedded metering. This means mandating a utility grade separate meter or a smart, embedded meter system. The association should never, ever be billing the community for a single resident's personal vehicle fuel. Fourth, you need the insurance shield. The owner must provide a certificate of liability insurance naming the association as an additional insured within 14 days of approval. Plus, they must agree in writing to cover any increase in the association's property insurance premiums caused by their installation.

Maya Bennett

Look, instead of waiting for a total gridlock of competing requests and twenty-five thousand dollar utility bills, the smart move is proactive. Don't wait for owner number four to spark a war. Have the board commission an independent electrical capacity study now. Find out exactly how many charging stations your existing transformer can safely support before upgrades are required. Get ahead of the curve, set the ground rules, and keep the lights on. Talk to you next time.